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The Complete Guide · 2026

Fruit Cove

Established SR-13 residential in northern St. Johns County — mature tree cover, the Creekside High feeder pattern, and a resale market that has kept its footing across every cycle.

~$400K–$900KPrice Range32259 · resale
~34,000PopulationCDP, 2020 est.
Creekside HSFeeder PatternA-graded SJCSD
~25 minTo Downtown JAXSR-13 / I-295

Price and demographic figures are 2026 estimates and shift month to month. Ask us for today's exact numbers in the neighborhood you want.

About Fruit Cove

Mature streets, established residential blocks, and one of the county's most-wanted school feeder patterns.

Fruit Cove is an unincorporated Census-Designated Place along SR-13 (San Jose Boulevard) just south of the Duval County line and immediately north of Julington Creek Plantation. It's one of the older residential clusters in St. Johns County — developed in the 1970s, 1980s, and 1990s in a pattern of established subdivisions rather than a single master plan. The 2020 Census counted roughly 34,000 residents in the CDP, making it one of the larger populated places in the county.

The identity here is established residential. Mature oak canopy, sidewalk-lined streets, established landscaping, and older SR-13 commercial corridor for grocery, pharmacy, restaurants, and everyday services. Homes are almost entirely resale — there is very little vacant infill and no active large-scale new construction inside the CDP itself.

What drives Fruit Cove demand is one thing: the Creekside High School feeder pattern. Combined with Fruit Cove Middle and Hickory Creek Elementary (or Julington Creek Elementary depending on address), this is one of the most sought-after zoning stacks in Florida's #1-ranked school district. A house in a Creekside feeder generally sells faster and for more than an identical house one zip-code line away. We verify zoning by address on every offer.

Fruit Cove vs. Julington Creek Plantation: Fruit Cove and Julington Creek Plantation are adjacent along SR-13 and often confused. Julington Creek is a specific 4,600-home HOA community with its own amenity center; Fruit Cove is the broader CDP that surrounds it. Read our Julington Creek guide for the direct comparison.
Neighborhoods

Fruit Cove sub-neighborhoods buyers should know.

Fruit Cove is not organized into named villages the way Nocatee or Silverleaf are. Instead, it's a network of established subdivisions along the SR-13 spine. Here are the ones a buyer will encounter most often.

Established

Hidden Hills / Sterling Ridge

~$450K – $750K

Mid-1990s to early 2000s subdivisions west of SR-13. Established landscaping, cul-de-sac streets, and Hickory Creek Elementary zoning.

Established

Julington Hills / Cimarrone-adjacent

~$450K – $700K

Established mid-block Fruit Cove neighborhoods with mature tree cover. Fruit Cove Middle and Creekside High.

Larger Lots

Sampson & Cunningham Creek areas

~$500K – $900K

Larger lots, sometimes creek-side, generally later 1990s and 2000s builds with more privacy between homes.

Waterfront

Julington Creek waterfront

~$700K – $1.5M+

Homes with direct frontage on Julington Creek or the St. Johns River. Boat access and premium pricing per foot of frontage.

Estate

Bishop Estates / Roberts Rd corridor

~$600K – $1.5M+

Larger-lot estate homes on the interior of the CDP. Wooded, quiet, established.

Condos / Villas

Condos & townhome sections

~$250K – $450K

The lower entry-point in Fruit Cove — select townhome and condo sections along SR-13 for buyers who want the Creekside zoning without the single-family price.

Schools

The Creekside High feeder pattern.

The Creekside High feeder is arguably the strongest reason people pay more for Fruit Cove. Homes here are typically zoned to Hickory Creek Elementary or Julington Creek Elementary depending on address, Fruit Cove Middle School, and Creekside High School — all A-graded schools in Florida's top-ranked traditional district.

Because Fruit Cove is a mix of subdivisions on both sides of SR-13, elementary zoning can shift block by block. And because St. Johns County has been building new schools rapidly, feeder patterns get re-drawn whenever a new campus opens. We always confirm current zoning by address before writing an offer — the difference between two nearly-identical houses can be significant if one is zoned to a different school.

Life Around SR-13

What Fruit Cove has going for it.

  • SR-13 commercial corridor — grocery, pharmacy, restaurants, and everyday services within a few minutes
  • Julington Creek boat access — multiple ramps on Julington Creek and the St. Johns River
  • Alpine Groves Park — St. Johns County-owned park on the St. Johns River, with waterfront trails
  • Established tree canopy — mature oaks and pines along most residential streets
  • Julington Creek Plantation amenity center next door for many Fruit Cove residents
  • I-295 access at Race Track Rd for Jacksonville and points beyond
  • Cimarrone Golf Club and other private clubs nearby
  • Walker Rock Park / Village Park — SJCSD-operated recreation nearby
Practical Stuff

Taxes, HOA, and what to check.

Property taxSt. Johns County millage runs roughly 8.5–9 mills. Most Fruit Cove subdivisions do NOT carry a modern CDD assessment — that's a real advantage over newer master-planned inventory.
HOAMost Fruit Cove sub-neighborhoods have small HOAs ($200–$800/year) for common-area maintenance. A handful have more substantial HOAs where amenities are included.
FloodHomes near Julington Creek or the St. Johns River can be in FEMA AE or A zones; interior Fruit Cove lots are generally Zone X. We verify by address.
Getting Around

Where Fruit Cove puts you.

~25 minDowntown Jacksonville (SR-13 / I-295)
~15 minSouthside/JTB commercial (I-295 E)
~40 minHistoric St. Augustine (I-95 S)
~55 minPonte Vedra Beach (CR-210)

Off-peak times. Rush hour on I-295 can add 10–20 minutes.

Common Questions

Fruit Cove FAQ.

Where is Fruit Cove, exactly?

Fruit Cove is an unincorporated Census-Designated Place in northern St. Johns County, Florida, along the SR-13 (San Jose Boulevard) corridor. It sits south of the Duval County line and immediately north of Julington Creek Plantation. Population is approximately 34,000 in the CDP.

What schools serve Fruit Cove?

Hickory Creek Elementary or Julington Creek Elementary depending on address, Fruit Cove Middle School, and Creekside High School — all A-graded schools in the St. Johns County School District (Florida's top-ranked traditional district). Creekside High is one of the most sought-after high schools in the county.

How much do Fruit Cove homes cost?

Fruit Cove is primarily an established-resale market with prices typically $400,000–$900,000. Larger estates and Julington Creek/St. Johns River waterfront can exceed $1,200,000. Condos and townhomes fall below the range starting around $250,000.

Is Fruit Cove a CDD community?

Most Fruit Cove sub-neighborhoods are established HOA communities WITHOUT a modern CDD assessment — that's a real cost advantage over newer master-planned inventory in Nocatee, Silverleaf, RiverTown, or Beacon Lake. Typical HOA fees run $200–$800 per year. We disclose the exact stack per home.

How is Fruit Cove different from Julington Creek Plantation?

Fruit Cove is the broader CDP; Julington Creek Plantation is a specific 4,600-home HOA community inside it, with its own amenity center and community golf course. Julington Creek generally carries a higher HOA and a more amenity-driven lifestyle; Fruit Cove is more established-suburban. Read our Julington Creek Plantation guide for the direct comparison.

Should I look at Fruit Cove or coastal Ponte Vedra?

Different markets. Fruit Cove is inland residential built around the Creekside High feeder; coastal Ponte Vedra Beach and beachfront St. Augustine are their own market anchored by the ocean and the Intracoastal. If you want coastal, the referral we work with is Tim Sherman at thesaltwaterrealtor.com.

Why work with The Parham Team in Fruit Cove?

Because the pricing gap between one Creekside-zoned house and a similar house one line outside the zone can be $50,000–$150,000, and because Fruit Cove neighborhoods are older resale where inspections, systems, and HOA history all matter. We come from Putnam County next door and cover inland St. Johns full-time. Call (386) 916-8707.

Live MLS

Homes for sale in Fruit Cove.

See all St. Johns listings →
Nearby

Northern St. Johns, at the SR-13 gateway.

Fruit Cove sits at the northern edge of St. Johns County, just south of the Duval line. If you're weighing Fruit Cove against Julington Creek Plantation, Nocatee, or Silverleaf, our St. Johns County guide compares every inland submarket. For coastal Ponte Vedra Beach or Intracoastal Palm Valley, the referral we trust is Tim Sherman at thesaltwaterrealtor.com.

Read the full St. Johns County guide →

Thinking about Fruit Cove?

Tell us the neighborhood, the school zone, and the price band — and we'll send the right listings and the honest local read.

Talk To The Parham Team