Free calculators and plain-English guides for Putnam County and Northeast Florida buyers — the ones the Parham Team sends most often.
Both calculators work right in your browser — no email signup, no spam.
Estimate your monthly principal, interest, taxes, insurance, and PMI. Florida tax and insurance assumptions baked in so the number is realistic.
Should you keep renting, or buy now? Compare 5-year and 10-year financial outcomes for renting vs. buying in Putnam County and beyond.
How to file, deadlines, the $50,000 exemption, the Save Our Homes 3% cap, and what it actually saves you each year.
Quitclaim vs lady bird deed vs trust: doc stamps on mortgaged gifts, gift-tax filings, and the capital-gains basis trap.
Keep full control of your home for life, skip probate at death, and preserve the stepped-up basis for your heirs.
X, AE, VE — what FEMA zones mean, when flood insurance is required, and how to check a property's zone before you offer.
Enter an address and see the FEMA flood layer and mapped wetlands for that parcel — river corridor and creek bottoms included.
Up to $35,000 in down-payment and closing-cost help for Florida teachers, nurses, first responders, military, and other eligible workers.
The Parham Team — born and raised in Putnam County. Call or text and we'll walk you through it.
Call (386) 530-1737