1. Team Structure & Brokerage Representation
The Parham Team (Lindsey Parham LLC) is led by lifelong local agents Matt Parham, Lindsey Parham (FL License #SL3507832), and Holly Parham, brokered by Momentum Realty (licensed in FL and GA).
Under Florida law (F.S. § 475.278), The Parham Team operates as a Transaction Broker, providing honest and fair dealing, accounting for all escrow funds, disclosing known facts affecting property value, and managing multi-county transactions across Putnam and St. Johns counties.
2. Putnam vs St. Johns County Tax & Assessment Disclosures
Serving both Putnam and St. Johns counties involves distinct municipal tax and assessment considerations:
- Putnam County: Putnam County properties do not carry Community Development District (CDD) assessments. Property taxes are based on standard county ad valorem millage and municipal fire/solid waste assessments.
- St. Johns County: Many master-planned communities (e.g., Nocatee, World Golf Village, RiverTown) carry non-ad valorem CDD bond and O&M assessments. CDD fees are parcel-specific and billed directly on the annual property tax statement.
- River & Lakefront Properties: St. Johns River and lakefront acreage in Palatka, Crescent City, and Welaka require careful verification of submerged land leases and riparian rights.
3. Fair Housing Compliance
The Parham Team provides equal professional real estate services in full compliance with the federal Fair Housing Act and Florida Fair Housing laws.
Contact Information
For inquiries regarding our disclosures or representation:
The Parham Team
Lindsey Parham LLC, Palatka & St. Johns, FL
Phone: (386) 530-1737
Email: parhamsells@gmail.com