
Live On The Water
Lakefront and riverfront living throughout Northeast Florida.
Helping families buy and sell homes, waterfront, land, farms, and acreage throughout Putnam, St. Johns, Clay, and Flagler counties — with honesty, local knowledge, and support every step of the way.
The Parham Team is a husband-and-wife team and lifelong locals serving Putnam, St. Johns, Clay, and Flagler counties. Our work is grounded in real local knowledge, family values, straight answers, and the kind of follow-through that continues long after the contract is signed — from first home to luxury waterfront.
Water, land, small towns, old trees, and room to breathe. The right home starts with the life around it.

Lakefront and riverfront living throughout Northeast Florida.

Farms, acreage, and room to breathe.

Communities where neighbors still know each other.
Our unique backgrounds became one of our greatest assets as we brought our strengths and skills together to better serve others. Guided by shared values and a passion for service, we discovered just how much more we could accomplish together. As a family real estate team, we combine our unique strengths to give clients the best possible experience.

“We just bought our first home and we were lucky to have the Parham Team on our side. Lindsey was available at all times to answer our many questions and truly made it so much easier.”
“The Parham Team is the absolute best! I cannot say enough about how far over and above they went to get me into my forever home.”
“I have never worked with a better real estate team. They all work together like a well-oiled machine — the best experience I’ve ever had with a realtor.”
“Simply the best — professional, knowledgeable and caring. They made themselves available to us literally 24/7 and found our forever home.”
“Exceptional experience from start to finish. We cannot say enough amazing things about Holly with the Parham Team.”
“A wonderful team who go above and beyond not only for their clients, but for everyone involved in the transaction.”
From the St. Johns River to the lakes, these are the Putnam County towns The Parham Team knows by heart.
Tap a town to learn more.
We stay involved through inspections, financing, title work, repairs, closing, and even after closing.
We listen first and align around your goals.
We help you understand homes, land, and neighborhoods.
We craft strong terms and steady next steps.
We stay close through the details and decisions.
We coordinate the moving parts with care.
We remain a resource long after the keys are yours.
Mornings on the river. Afternoons in the saddle. Sunset boat rides and porch gatherings that linger a little longer. Around the St. Johns River, life moves at just the right pace.
This is the Florida life, lived close to home.
Free calculators and a deep local guide — everything you need before you buy or sell.
Mortgage payment & cash-to-close calculators, loan programs, and the buying process.
Open Buyer Tools →A net-proceeds calculator (with Florida doc-stamp tax) and our selling plan.
Open Seller Tools →A rental cash-flow, cap-rate & cash-on-cash analyzer for Northeast Florida.
Open Investor Tools →Three property styles The Parham Team knows well: waterfront, acreage, and coastal living.

Putnam · Clay · St. Johns
Ask What's Available →
Interlachen · Hollister · Florahome
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Palatka · Crescent City · St. Augustine
Ask What's Available →First home, forever home, farm, or somewhere on the water — send us a note and we'll take it from there. We read every message.