Sunrise over a quiet Northeast Florida lake with Spanish moss and a wooden dock

Where Love and Family Find a Home.

Helping families buy and sell homes, waterfront, land, farms, and acreage throughout Putnam, St. Johns, Clay, and Flagler counties — with honesty, local knowledge, and support every step of the way.

Rooted Here.
Committed to You.

The Parham Team is a husband-and-wife team and lifelong locals serving Putnam, St. Johns, Clay, and Flagler counties. Our work is grounded in real local knowledge, family values, straight answers, and the kind of follow-through that continues long after the contract is signed — from first home to luxury waterfront.

— Matt & Lindsey Parham
Lifestyle Focus

More Than a Home. It's a Way of Life.

Water, land, small towns, old trees, and room to breathe. The right home starts with the life around it.

Quiet dock on Northeast Florida water

Live On The Water

Lakefront and riverfront living throughout Northeast Florida.

Florida country trail under old trees

Own More Land

Farms, acreage, and room to breathe.

Small-town Florida living

Small Town Living

Communities where neighbors still know each other.

Meet The Parham Team

Lifelong Locals. Family Focused.

Our unique backgrounds became one of our greatest assets as we brought our strengths and skills together to better serve others. Guided by shared values and a passion for service, we discovered just how much more we could accomplish together. As a family real estate team, we combine our unique strengths to give clients the best possible experience.

Matt Parham

Team Lead

Lindsey Parham

Buyer's Agent

Holly Parham

Showing Agent
Matt & Lindsey Parham
What Clients Say

Loved by Local Families.

★★★★★
5.0 on Google
39 five-star reviews
★★★★★
“We just bought our first home and we were lucky to have the Parham Team on our side. Lindsey was available at all times to answer our many questions and truly made it so much easier.”
— Malia R. · First-Time Buyer
★★★★★
“The Parham Team is the absolute best! I cannot say enough about how far over and above they went to get me into my forever home.”
— Karrie G. · Buyer
★★★★★
“I have never worked with a better real estate team. They all work together like a well-oiled machine — the best experience I’ve ever had with a realtor.”
— Loni M. · Buyer
★★★★★
“Simply the best — professional, knowledgeable and caring. They made themselves available to us literally 24/7 and found our forever home.”
— Ron J. · Buyer
★★★★★
“Exceptional experience from start to finish. We cannot say enough amazing things about Holly with the Parham Team.”
— Stacey R. · Buyer
★★★★★
“A wonderful team who go above and beyond not only for their clients, but for everyone involved in the transaction.”
— Kaley L. · Fellow Agent
Our Service Area

Deep Roots. Local Expertise.

From the St. Johns River to the lakes, these are the Putnam County towns The Parham Team knows by heart.

Tap a town to learn more.

The Parham Difference

We're With You Every Step Of The Way

We don't disappear after the contract is signed.

We stay involved through inspections, financing, title work, repairs, closing, and even after closing.

Consultation

We listen first and align around your goals.

Search & Showings

We help you understand homes, land, and neighborhoods.

Offer & Negotiation

We craft strong terms and steady next steps.

Inspections & Financing

We stay close through the details and decisions.

Closing

We coordinate the moving parts with care.

After Closing Support

We remain a resource long after the keys are yours.

Florida Lifestyle

The Florida Life, Lived Close To Home.

Mornings on the river. Afternoons in the saddle. Sunset boat rides and porch gatherings that linger a little longer. Around the St. Johns River, life moves at just the right pace.

This is the Florida life, lived close to home.

Florida waterfront sunset with Spanish moss Family kayaking on Florida water Fishing in Northeast Florida Family walking a Florida nature boardwalk Quiet lake and natural shoreline
Plan With Confidence

Tools & Guides.

Free calculators and a deep local guide — everything you need before you buy or sell.

For Buyers

Mortgage payment & cash-to-close calculators, loan programs, and the buying process.

Open Buyer Tools →

For Sellers

A net-proceeds calculator (with Florida doc-stamp tax) and our selling plan.

Open Seller Tools →

For Investors

A rental cash-flow, cap-rate & cash-on-cash analyzer for Northeast Florida.

Open Investor Tools →
What We Help You Find

Homes Worth Slowing Down For.

Three property styles The Parham Team knows well: waterfront, acreage, and coastal living.

Lakefront dock with chairs

Lakefront & Riverfront

Putnam · Clay · St. Johns

Docks  |  big water views  |  porch mornings

Ask What's Available →
Acreage homestead in Northeast Florida

Farms & Acreage

Interlachen · Hollister · Florahome

Room to roam  |  build  |  hunt  |  breathe

Ask What's Available →
Historic and country homes

Historic & Country

Palatka · Crescent City · St. Augustine

Character  |  porches  |  small-town charm

Ask What's Available →
Get In Touch

Tell Us What You're Looking For.

First home, forever home, farm, or somewhere on the water — send us a note and we'll take it from there. We read every message.

📍 Putnam County, FL

Prefer to talk? Call or text (386) 916-8707.

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