Hutson Companies' large-scale inland master plan west of I-95 — Dream Finders, Lennar, DR Horton, Toll Brothers, a full amenity center, and the Tocoi Creek High feeder pattern.
Price and demographic figures are 2026 estimates and vary by village and lot. Ask us for today's exact CDD, HOA, and current builder incentives.
Silverleaf is one of the largest and fastest-selling master-planned communities in Northeast Florida. Developed by Hutson Companies on former timberland west of I-95 between SR-16 and CR-210A, the community launched in the mid-2010s and quickly became a dominant source of new-construction inventory for St. Johns County. Multiple national and regional builders operate villages inside the master plan, and the growing town-center footprint is filling in restaurants, medical, and everyday retail on the SR-16 side.
Silverleaf is a Community Development District. The CDD funds the amenity center (an unusually large one, including community pools, a lap pool, a splash pad, dog parks, playgrounds, athletic fields, and pickleball courts), the trail network, roads, and infrastructure. CDD assessment is on top of ad valorem property tax; on a $600,000 Silverleaf home, budget approximately $1,800–$3,500 per year of CDD depending on village and lot.
The value proposition versus older SR-13 competition like Julington Creek Plantation: newer construction with builder warranty, larger amenity footprint, higher CDD, and typically slightly lower price per square foot. Versus Nocatee: faster commutes to St. Augustine, similar CDD, generally a bit less amenity per acre, and easier access to I-95 north or south. We help buyers compare the whole stack, not just the sticker.
Silverleaf is not one uniform product. It contains multiple builder villages, each with its own price band, plan lineup, and character.
The central core of the community, with a mix of Dream Finders, DR Horton, and other builder product. Closest to the main amenity center for many sections.
Dream Finders' primary lineup inside Silverleaf. Multi-plan collection across mid- and larger-lot single-family; access to the Silverleaf amenity center.
Lennar's Silverleaf village. "Everything's Included" pricing model that folds the appliance and finish packages into the base price.
DR Horton operates multiple product lines (Freedom, Express, Emerald) across sections. Generally the entry-tier band of Silverleaf.
Toll's higher-end sections with larger lots, custom-adjacent product, and premium interior packages. The step up in Silverleaf's price tier.
Townhome sections from multiple builders. The lowest entry-point into Silverleaf with the same schools and amenity access.
Silverleaf is generally served by Wards Creek Elementary, Pacetti Bay Middle School, and Tocoi Creek High School. Tocoi Creek is one of St. Johns County's newest high schools (opened 2021) specifically built to relieve growth pressure from the SR-16 corridor. All three are A-graded schools in Florida's #1-ranked St. Johns County School District.
Zoning inside Silverleaf can shift as new schools open. We always confirm the current assignment by address before writing.
St. Johns County millage is roughly 8.5–9 mills. On a $600,000 Silverleaf home with homestead, that math lands around $4,700–$4,900 in year-1 ad valorem tax. CDD is separate and generally runs $1,800–$3,500 per year depending on village and lot size. HOA typically adds another $150–$400. Total annual carrying cost on a $600K Silverleaf home lands roughly $7,000–$8,800 before insurance.
Save Our Homes 3%-cap on annual taxable-value growth begins in year two of homestead. Year-one is usually the highest annual bill.
Times reflect off-peak driving. I-95 north at rush hour can add 15–25 minutes each way.
A large-scale inland master-planned community in St. Johns County, Florida, developed by Hutson Companies on former timberland west of I-95 between SR-16 and CR-210A. Multi-builder villages (Dream Finders, Lennar, DR Horton, Toll Brothers, others) plus a large amenity center, trails, and a growing town-center footprint.
Single-family homes generally run $430,000 to $800,000; townhomes fall below the range starting around $370,000; larger Toll Brothers estate product can exceed $1,000,000. Compare builder incentives (rate buydowns, closing credits) closely — incentives are often worth more than a nominal price cut.
Wards Creek Elementary, Pacetti Bay Middle School, and Tocoi Creek High School (opened 2021) — all A-graded schools in the top-ranked St. Johns County School District. Zoning is by address; we always confirm current assignment.
Annual CDD assessments generally run $1,800–$3,500 per year depending on village, lot size, and how new the bond is. The CDD funds the amenity center, roads, and infrastructure. We disclose the exact number on any home before you write.
Silverleaf is west of I-95 near St. Augustine; Nocatee is northeast near Ponte Vedra. Silverleaf gives you faster access to Historic St. Augustine and generally slightly lower price per square foot; Nocatee has more amenity density (Splash and Spray water parks) and easier access to the coast. Both are strong SJCSD zonings.
Silverleaf is newer construction with a large modern CDD; JCP is established resale with a community golf course and HOA (no modern CDD). JCP generally carries a lower annual carrying cost once you account for CDD; Silverleaf offers newer construction with builder warranty and can be priced more competitively on a per-square-foot basis. We help buyers compare both.
Different market. Coastal St. Johns County — the beach cities, Intracoastal, and historic downtown — is anchored by the ocean and priced accordingly. The referral we work with for coastal is Tim Sherman at thesaltwaterrealtor.com.
Silverleaf anchors the SR-16 inland corridor. Compare it to World Golf Village a few miles south, Nocatee at the northern end of the county, or the St. Johns County guide for the whole picture. For coastal St. Augustine, St. Augustine Beach, or Ponte Vedra Beach, the referral we trust is Tim Sherman at thesaltwaterrealtor.com.
Read the full St. Johns County guide →Tell us the village, the builder, the school zone, and the CDD you can live with — and we'll pull incentives across the whole master plan for a real head-to-head.
Talk To The Parham Team