2026 Florida Property Tax Rates, Millage & Homestead Exemption Calculator
Complete 2026 millage rate comparison across Putnam County (Palatka, Crescent City, Welaka, Interlachen, Unincorporated) and St. Johns County (St. Augustine, Hastings, Unincorporated + CDD districts), plus how Florida's $50,000 Homestead Exemption and 3% Save Our Homes cap work.
Unincorp. Putnam Millage
~14.98 Mills
Zero CDD bonds · Low assessed base
Unincorp. St. Johns Millage
~12.82 Mills
Plus CDD assessment where applicable
Homestead Exemption
Up to $50,000
Off assessed value for primary residence
Save Our Homes Cap
Max 3% / Yr
Annual assessed value cap + portability
1. Interactive Putnam & St. Johns Property Tax & CDD Calculator
2. Jurisdiction-by-Jurisdiction Millage & Non-Ad Valorem Comparison
Always remember that a seller's current tax bill does not transfer to you: under Florida law, a property's assessed value resets to Just/Market Value on January 1st following a sale. Here is how our core Putnam and St. Johns jurisdictions compare:
| Jurisdiction | Approx. Millage | CDD Bonds? | Est. Tax on $300K Home (w/ Homestead) | Official Appraiser |
|---|---|---|---|---|
| Unincorporated Putnam (East Palatka, Satsuma, Georgetown, Bostwick) | ~14.98 Mills | None ($0) | ~$3,071 / yr | putnam-flpa.com |
| City of Palatka (Incorporated) | ~20.98 Mills | None ($0) | ~$4,301 / yr | putnam-flpa.com |
| Town of Welaka / Crescent City / Interlachen | ~18.70 – 19.45 Mills | None ($0) | ~$3,833 – $3,987 / yr | putnam-flpa.com |
| Unincorporated St. Johns (Hastings, SilverLeaf, South St. Augustine) | ~12.82 Mills | $0 in Hastings & SilverLeaf | ~$2,628 / yr (on $300K) | sjcpa.us |
| St. Johns CDD Communities (RiverTown, Shearwater, Nocatee, Beachwalk) | ~12.82 Mills | $2,200 – $4,200 / yr CDD | Ad valorem tax + lot CDD bond | sjcpa.us |
Want the Exact Post-Closing Tax Estimate on a Specific Parcel?
Call The Parham Team at (386) 530-1737. We pull the official Putnam or St. Johns TRIM notice, check agricultural (greenbelt) or Homestead portability savings, and verify any non-ad valorem assessments before you write an offer.